Free Guides & Tools

Resources

Free calculators, checklists, and plain-language guides to help you plan your retirement and organize what your family would need. No cost, no jargon — start anywhere.

For Federal Employees

Federal Retirement

Understand your FERS benefits and see where you stand — written for federal employees, drawing on firsthand experience with the system.

Free Tool
FERS Retirement Calculator

Estimate your federal pension and see how your retirement age changes the numbers.

Open the calculator → Guide
What Is the FERS Supplement?

Who qualifies, how it's calculated, the earnings limit, and when it ends — explained plainly.

Read the guide →

Family Preparedness

The Just-In-Case Vault

Make sure the people you love can find what they need. Start with the free check, then organize the details one area at a time.

Free Tool
The Family Readiness Check

A free 2-minute check that shows what your family could find today — and what they couldn't.

Take the check → Guide
Organize Financial Information for Your Family

A step-by-step way to put your accounts, access, and bills in order for your loved ones.

Read the guide → Guide
End-of-Life Planning Checklist

The legal, financial, medical, digital, and final-wishes pieces to put in place — without the overwhelm.

Read the guide →

Ready to put it all in one place?

When you've found your gaps, the Just-In-Case Vault is the guided planner that organizes every detail your family would need.

Explore the Vault →