Book Updates & Errata

It's Not Too Late: A Beginner's Guide to Investing in Your 40s and Beyond

Updated: July 2026

2026 IRS Contribution Limits

An earlier printing listed the TSP and 401(k) contribution limits using the previous year's IRS figures. The correct 2026 limits are:

• Standard contribution: $24,500
• Age 50+ contribution: $32,500
• Ages 60–63 enhanced catch-up: $35,750

The Roth IRA contribution limits printed in the book remain correct.

These updates will appear in future printings.