Stone Rose Holdings LLC ("Stone Rose," "we," "our," or "us") respects your privacy and is committed to handling your personal information with care, transparency, and integrity. This Privacy Policy explains how we collect, use, share, and protect the information you provide when you visit www.stoneroseholdingsllc.com or interact with any of our products, tools, or communications.
By visiting our website or using our services, you acknowledge that you have read and understood this Privacy Policy.
1. Information We Collect
Information You Provide Directly
- Name and email address (when you subscribe to our email list, download a resource, or contact us)
- Optional financial inputs entered into our retirement calculators (processed locally in your browser; we do not store or transmit your specific financial figures)
- Payment information (when applicable; processed securely through PayPal — we do not store full card details)
- Any information you voluntarily share when contacting us by email
Information Collected Automatically
- Browser type, device type, and operating system
- IP address and approximate geographic location
- Pages visited, time on page, and referring URLs
- Click behavior and interaction data within our website
This automatically collected information helps us understand how people engage with our content and improve the user experience.
2. How We Use Your Information
- To deliver digital products, resources, and tools you have requested
- To send educational newsletters, product updates, and promotional communications (with your consent)
- To fulfill transactional communications, including purchase confirmations and delivery notifications
- To improve our website content, user experience, and product offerings
- To analyze website traffic and engagement through analytics tools
- To respond to your inquiries and support requests
- To comply with legal obligations and enforce our terms of service
We do not sell your personal information to third parties. We do not use your data for automated decision-making that produces legal or significant effects on you.
3. Email Communications
When you subscribe to our email list, download a resource, or request access to our tools, you may be added to our email list managed through Kit (formerly ConvertKit). By opting in, you consent to receive:
- Educational content related to retirement planning, personal finance, and wealth building
- Product announcements and updates from Stone Rose
- Occasional promotional offers
We send transactional emails (such as purchase confirmations and download links) through Resend. These communications are necessary to deliver the services you've requested and are not subject to marketing opt-out preferences.
Unsubscribing
You may unsubscribe from our marketing emails at any time by clicking the "Unsubscribe" link found in the footer of every email we send. You can also email us directly at hello@stoneroseholdingsllc.com to request removal. Please allow up to 10 business days for your request to be processed. Unsubscribing from marketing emails will not affect your receipt of transactional communications related to active purchases.
4. Cookies and Analytics
Our website uses cookies and similar tracking technologies to enhance functionality and analyze usage. We use them to:
- Remember your preferences and session information
- Understand how visitors navigate our website
- Measure the effectiveness of our content and offerings
We may use third-party analytics tools (such as Google Analytics or similar services) to collect aggregated, anonymized data about website traffic and behavior. These tools have their own privacy policies governing their use of data.
Most web browsers allow you to control cookies through your browser settings. If you choose to disable cookies, some features of our website may not function as intended.
5. Third-Party Services
To operate our business effectively, we work with carefully selected third-party service providers. These partners have access to your data only to the extent necessary to perform their specific functions on our behalf.
- Kit (ConvertKit) — Email marketing and subscriber management
- Resend — Transactional email delivery
- PayPal — Payment processing (applicable when paid products are available)
- Hostinger — Website hosting
- Netlify — Hosting for our calculator and tool pages
- Analytics providers — Website traffic and behavior analysis
We do not authorize these partners to use your information for their own independent marketing purposes.
6. Payment Processing
When you make a purchase from Stone Rose, payment transactions are processed securely through PayPal. Stone Rose does not receive, store, or have access to your full credit card number or sensitive financial credentials. All payment data is encrypted and handled directly by PayPal in accordance with their security standards.
For more information on how PayPal handles your data, please review PayPal's Privacy Policy at paypal.com/privacy.
7. Calculator Inputs
Our retirement planning calculators are designed with your privacy in mind. Financial inputs you enter — such as age, salary, savings balances, or retirement projections — are processed locally within your browser session. We do not collect, store, transmit, or retain any of the specific financial figures you input into our calculator tools.
If you choose to submit your email address to receive calculator results or related resources, we collect only that email address, not the underlying financial data that generated your results.
8. Your Rights and Choices
Depending on your location, you may have certain rights with respect to your personal information. Stone Rose respects and supports the following user rights in the spirit of applicable privacy frameworks, including GDPR and the California Consumer Privacy Act (CCPA):
- Right to Access — You may request a copy of the personal information we hold about you.
- Right to Correction — You may request that we correct inaccurate or incomplete information.
- Right to Deletion — You may request that we delete your personal information, subject to limited legal exceptions.
- Right to Opt Out — You may opt out of marketing communications at any time.
- Right to Data Portability — Where applicable, you may request your data in a portable format.
- Right to Non-Discrimination — We will not treat you differently for exercising your privacy rights.
To exercise any of these rights, please contact us at hello@stoneroseholdingsllc.com. We will respond to verifiable requests within 30 days.
Stone Rose is a small educational business and does not make formal legal compliance certifications. We are committed to honoring these rights in good faith and operating in alignment with their intent.
9. Data Protection
We take the protection of your personal information seriously and employ reasonable technical and organizational measures to safeguard your data, including:
- Use of HTTPS encryption across our website and tool pages
- Secure third-party platforms for email, payment, and hosting
- Limiting access to personal data to those with a business need
While we work diligently to protect your information, no method of electronic transmission or storage is completely secure. We encourage you to take steps to protect yourself online as well.
10. Children's Privacy
Stone Rose's website and services are intended for adults and are not directed toward children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at hello@stoneroseholdingsllc.com and we will promptly delete it.
11. Links to External Websites
Our website may contain links to third-party websites for your convenience or reference. Stone Rose does not control the privacy practices of these external sites and is not responsible for their content or policies. We encourage you to review the privacy policy of any third-party site you visit.
12. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or the services we offer. When we make material changes, we will update the effective date at the top of this page and, where appropriate, provide additional notice via our website or email communications.
Your continued use of www.stoneroseholdingsllc.com following any changes to this Privacy Policy constitutes your acceptance of those changes. We encourage you to review this page periodically.
13. Governing Law
This Privacy Policy shall be governed and interpreted in accordance with the laws of the State of Tennessee, without regard to conflict of law principles.
14. Contact Us
If you have questions about this Privacy Policy, want to exercise your privacy rights, or have concerns about how your information is handled, please contact us: